Get Out of Debt Guy

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Oct 17
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Otto Berges and Consumer Protection Counsel Back in Court Again

Otto Berges and Consumer Protection Counsel Back in Court Again

I previously published a story about an outfit out of Florida being challenged in court over allegations they were selling credit repair services. See this story. Well some of the same players are back in it again. This new suit names Berges Law Group, Otto Berges, Consumer Protection Counsel, Debt Be Gone, and Gregory Fishman.

Well apparently a couple of lawyers are going back at it again with…

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Oct 15
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Debt Free Student Runs Most Unbelievably Dumb Advertisement

Debt Free Student Runs Most Unbelievably Dumb Advertisement

A reader forwarded an advertisement they saw on Facebook for a student loan assistance company called Debt Free Student.

Apparently they didn’t get the memo on using President Obama likeness in debt relief advertising. I’m sure the FTC is going to love seeing this one.

Debt Free Student says they are located at 1200 Main Street, Suite G, Irvine, CA 92614 and they are a registered corporation with…

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Oct 13
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Why Didn’t the Bankruptcy Court Discharge My Student Loans? I’m a Teacher.

Why Didn’t the Bankruptcy Court Discharge My Student Loans? I’m a Teacher.

“Dear Steve,

My husband & I filed Chapter 7 Bankruptcy in Arizona in 2011, discharged May, 2011. We filed due to his medical conditions, which caused our family to loose a decrease in wages, which eventually led to permanent disability. We lost our house & moved back to Arkansas (5/2011) to be closer to family. I am a certified teacher, since moving back I have been unable to find a permanent…

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Shouldn’t Key Bank Have Backed Off During My Bankruptcy?

Shouldn’t Key Bank Have Backed Off During My Bankruptcy?

“Dear Steve,

I graduated college in August 2010 and filed Chapter 13 bankruptcy in September of 2010 to get rid of some credit card debt I had. Under the bankruptcy I was told by my lawyer that my student loans would go into the automatic stay and be protected there until the discharge of my other debts was granted.

This was the case for all but one private student loan through KeyBank which I…

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Oct 08
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Has Practical Debt Relief Gone Poof? Police Confirm Investigation.

Has Practical Debt Relief Gone Poof? Police Confirm Investigation.

A tipster (send in your tips here) sent in the following statement:

“Practical Debt Relief is gone. Around $250K was embezzled from the client accounts held by Global Client Solutions. The local police department are investigating which is Davie, Florida.

Global Client Solution closed the accounts of all clients and sent them refunds and a letter explaining. If you call the company you will find…

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Oct 07
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Cabanillas Law - Consumer Complaint - October 7, 2014

Cabanillas Law – Consumer Complaint – October 7, 2014

Consumer Statement:

I have paid a law firm 15,000.00 for a loan modification in which they never submitted any of the paperwork and i received a sale date from the bank and the law firm called and asked for an additional 5000.00 to stop the sheriffs sale on the same day as the property was to be sold. The attorney had no idea that i personnially had the sheriffs sale postponed until November…

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Nationwide Student Relief - Consumer Complaint - October 7, 2014

Nationwide Student Relief – Consumer Complaint – October 7, 2014

Consumer Statement:

On August 13th,2014 I was contacted from NationWide Student Relief by person Angela Johnson ph-801-912 8461 stated that I would received documents in about 5 to 7days. I received papers and mail for my account and my daughter receved by email. I returned a papers back by mail and daughter by fax. I did not heard back for couple days then was told byAngela that Steve Randal…

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Advantage Student Loan Consolidation - Consumer Complaint - October 7, 2014

Advantage Student Loan Consolidation – Consumer Complaint – October 7, 2014

Consumer Statement:

I feel sick to my stomach and stupid for supplying any information at all to the company.

Consumer Action Taken:

I received a notice in the mail from a company called Advantage Student Loan Consolidation re: reducing my student loans and forgiveness of my loans. I contacted them and spoke to a person named Cory Perry. We made an appointment to speak at a later time. When I…

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Is Consumer Credit Counseling Becoming Less Relevant?

Is Consumer Credit Counseling Becoming Less Relevant?

I could not help but notice the number of new financial initiatives that seem to just disregard Consumer Credit Counseling as we know it with groups like the National Foundation for Consumer Credit.

Could it be true that out in the wider world the NFCC and its members have just lost their luster?

Here is what prompted my question over this.

Last year the Consumer Financial Protection Bureau…

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Oct 06
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Student Loan Aid - Consumer Complaint - October 6, 2014

Student Loan Aid – Consumer Complaint – October 6, 2014

Consumer Statement:

Im was looking for the loan forgiveness program and this ad came up, the company represented themselves as part of the gov. They told me I would be enrolled into the loan forgiveness plan but how could I if I didn’t work full time? I later learned from the actual government that I have to be full time.

There were numerous charges yearly that were not verbally explained.

The…

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