Get Out of Debt Guy

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Sep 21
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My Home Depot Project Loan Account is Hurting My Credit Score

My Home Depot Project Loan Account is Hurting My Credit Score

“Dear Steve,

I buy and flip houses in Colorado and use the Home Depot Pro Loan on all my projects. They give a nice line of credit with a 7.99 percent interest and interest only payments for 6months. I usually pay it off before before that time period. I have done this 5 times and closed all 5 Loans.

My credit report shows a downgrade because I have opened so many accounts. Doesn’t closing these…

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Will Only Full Payments Count Towards Public Service Loan Forgiveness?

Will Only Full Payments Count Towards Public Service Loan Forgiveness?

“Dear Steve,

I’ve been carrying a student debt since 1986, and it’s a heavy burden. I borrowed for my BA from 1986-1992 and then consolidated in 2000. I borrowed again for graduate school 2003-2005, have always been in good standing (by paying on the graduated repayment plan, being in deferment, or being in forbearance), but still carry a balance of 27K. I have been working full-time for about 6…

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World Law Group Clients, Check You Account Statements

World Law Group Clients, Check You Account Statements

I’ve heard some whispers World Law Group clients are going to be charged fees they’ve never been charged before from money that was returned to them from Global Client Solutions and then forwarded to World Law Group new attorney trust accounts.

I have no idea what those fees might be but this post is just a reminder if you are a World Law Group client you should pay close attention to your…

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Sep 19
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A Debt Collector is Trying to Get Me to Pay An Old Private Student Loan

A Debt Collector is Trying to Get Me to Pay An Old Private Student Loan

“Dear Steve,

I listed a private student loan, for a vocational school. I don’t know if it was discharged or not. How can I tell be looking at my bankruptcy discharge papers? The loan was once again sold to some collector after 6 years, and they are now trying to collect. The loan no longer shows up on my credit report, although it did several years ago, and listed as “discharged through…

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I Took Out Chase Private Student Loans and My Father Cosigned

I Took Out Chase Private Student Loans and My Father Cosigned

“Dear Steve,

I was very irresponsible in this decision that I had made back in 2007 (after I had graduated high school), I somehow managed to convince my father to co-sign a loan for me for $8,500. My father barely speaks English and you could say that I even tricked him into signing those papers. It was terrible.

Anyway, I was making payments on and off for about four years. I had stopped…

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CFPB Now Accepting Complaints on Debt Relief and Credit Repair Services

CFPB Now Accepting Complaints on Debt Relief and Credit Repair Services

Who knows, the Consumer Financial Protection Bureau (CFPB) might have started this a while ago but in doing a bit of research for another article I noticed they are now specifically accepting complaints from consumers regarding credit repair and debt reduction services.

It seems their category of “Debt Settlement” would also apply to any intervention between a consumer and creditor since the…

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Boriqua College Will Not Give Me My Transcript

Boriqua College Will Not Give Me My Transcript

“Dear Steve,

I was a student at Boriqua College and have over 100 credits. I am now a Teacher’s Assistant with the Department of Education.

My problem is I am getting the lowest possible pay because this college will not give me my transcripts because of a tuition balance of 700.00. I could be making 7-8 thousand dollars more a year, but because of this problem I can not.

I can not afford to…

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What Are The Mathematical Laws of Grammar?

What Are The Mathematical Laws of Grammar?

I’m curious if anyone is familiar with something called the “Mathematical Laws of Grammar” and what in the world that means.

I’m trying to better understand what the claims of this approach are when it comes to dealing with debt since I can’t find much on what “Mathematical Laws of Grammar” evens means.

Anyone have a clue?

Please comment below.


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Debt Relief Soap Opera - Michael Harper, Hoffman Law Group, Greenspoon Marder

Debt Relief Soap Opera – Michael Harper, Hoffman Law Group, Greenspoon Marder

Up till now the most bizarre debt relief related lawsuit I had seen was this one which included the “Charlatan,” “Felon,” and “Architect.”

But this court document sent to me has to either being the most bizarre of 2014 or be in top contention for debt relief lawsuit honors. It seems to be a soap opera of a bunch of people being thrown under the bus. It even involves $175,000 cash in a briefcase.

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Sep 18
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The Delta Law Firm - Consumer Complaint - September 18, 2014

The Delta Law Firm – Consumer Complaint – September 18, 2014

Consumer Statement:

The Delta Law Firm has scammed me out of $6,300. This firm told me they would get me out of debt. When I called to find out way my credit report was getting worst instead of better. Don Callahan told me it would take a little time. No I have no contact with them, I called the Delta law firm and A lawyer by the name of Nicole Pacheco, who told me it was no way they could clear…

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