Get Out of Debt Guy

We help people find a better life and a way out of debt with free advice and a community that wants to embrace you with help at GetOut OfDebt.org
Sep 30
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Will Dunia Finance Send Me to Jail Over Missed Payments?

Will Dunia Finance Send Me to Jail Over Missed Payments?

“Dear Jon,

I am currently working and residing in UAE particularly Dubai. i am endebted with Dunia finance, actually i missed 2 payments which i havent paid as of now but yet i am continuing my installments to my loan til now.

the problem is i am pregnant and about to go home this end of october. i received calls and SMS of police case file nos sent to concerned police station only. no name of…

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Legal Helpers Goes Out With a Whimper and Likely Bankruptcy.

Legal Helpers Goes Out With a Whimper and Likely Bankruptcy.

The State of North Carolina has finally resolved their action against Legal Helpers Debt Resolution. It marks a depressing end to an attorney loophole case that in the day was the business model of the attorney debt settlement company.

It is interesting that when LHDR was fresh out of the box, people were aggressively defending their business plan and attorney loophole process to get around the…

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Sep 26
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Delta Law Firm - Consumer Complaint - September 26, 2014

Delta Law Firm – Consumer Complaint – September 26, 2014

Consumer Statement:

We fulfilled all items on our end of the contract but they never met their end of the contract. They kept saying it would just take time but we finished paying and nothing has been resolved. Now the contact numbers we had are no longer valid so we can’t contact them.

Consumer Action Taken:

I was trying to search the company to find a way to contact them since all contact…

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Will Bilkish Associates Go After Me for My UAE Debt?

Will Bilkish Associates Go After Me for My UAE Debt?

“Hello Jon,

I have an unpaid loan of 50k EUR from RAK Bank UAE.

Problem is I really cannot pay it , lost my job in Dubai and back in my country where I am unemployed.

What the Bilkish Associates LLC could really do against me ?

Tiby”

Tiby,

Just a few questions.

What country are you now residing in?

How long have you owed the debt?

What contact have you had with Bilkish and what are they…

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Care One and Bernie Dancel Say What!

Care One and Bernie Dancel Say What!

As part of my junk mail program a reader sent in a recent copy of a letter they say they received from CareOne that has a very fit picture of founder Bernie Dancel on it.

There is only one big problem, the domain name listed on the bottom of the letter, CareOneInfo.com, isn’t actually owned by CareOne anymore and it goes to a site for sale page.

careoneinfo

According to public domain records the domain name…

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What is the Process to Get ITT Tech Student Loans Forgiven?

What is the Process to Get ITT Tech Student Loans Forgiven?

“Dear Steve,

My husband and I both went to school at ITT Tech, a for-profit college. My husband got a Bachelor’s degree and I have an Associate’s degree. We each owe $100,000 in federal student loans. I am unemployed and my husband just started getting his wages garnished. We live paycheck to paycheck. If we could afford to pay we would!

I have heard about loan forgiveness for for-profit…

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Can I File Bankruptcy on My Federal Student Loans to Stop My Wage Garnishment?

Can I File Bankruptcy on My Federal Student Loans to Stop My Wage Garnishment?

“Dear Steve,

Wage garnishment has been in effect for almost two years. I was always told that you cannot file bancruptcy on fed student loans…is this true? Currently i am garnished for 25% every two weeks. I no longer can afford my home car etc. Im losing everything. I have filed bankruptcy before and would prefer not to do it again but the garmishment is drowning me. I filed an appeal and was…

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DOD Purposes Lending Rule Change to Protect Military Families from Abusive Interest Rates

DOD Purposes Lending Rule Change to Protect Military Families from Abusive Interest Rates

The Department of Defense is proposing changes to the Military Lending Act (MLA) to extend financial protections for military members and in turn, their families.

The MLA limits the amount of interest that a creditor may charge on “consumer credit” to a maximum annual Military Annual Percentage Rate (MAPR) of 36 percent. Not that it’s a fabulous rate.

It appears the DOD and others have been…

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Details on Florida Bar Complaint Against Howard Feinmel

Details on Florida Bar Complaint Against Howard Feinmel

The Florida Bar has sent me a copy of the complaint they recently filed against Florida attorney Howard Feinmel. I reported yesterday about the case.

But today there are more facts available after reading the filed complaint.

Right off the bat I found it intriguing the Florida Bar makes the statement, “Respondent has represented various persons and entities, including but not limited to, Edward…

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The Importance of the Asterisk in Credit Offers Using a MiLEND Example

The Importance of the Asterisk in Credit Offers Using a MiLEND Example

A reader sent in a mailer about an offer from MiLEND for a new mortgage. MiLEND appears to be all licensed and registered so for once that’s not the issue.

The offer appears to be legit and for a new mortgage and cash back “to use any way you like for just an additional $101.18 per month.” But this is a 30 year loan offer so that $24,000 is only going to cost up to $36,424, or more, if all the…

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